Direct PLUS Loans are loans for parents of dependent undergraduate students and for graduate/professional students.
Direct PLUS Loans help pay for educational expenses up to the cost of attendance minus all other financial assistance. To qualify for a Direct PLUS Loan, you must be: If you have previously completed either a Direct Loan MPN or a Direct PLUS Loan Application, some of this information may be populated for you.
You must provide the following: Your school may have alternate exit counseling requirements.
Check with your school's financial aid office to be sure that the exit counseling available on this Web site satisfies its requirements for exit counseling. It also explains the terms and conditions of your loan(s).
Use the following links to download and install the appropriate browser.
To complete Financial Awareness Counseling, you will need: PLUS Credit Counseling will help students and parents understand the obligations associated with borrowing a PLUS loan and assist them in making careful decisions about taking on student loan debt. If you have received a subsidized, unsubsidized or PLUS loan under the Direct Loan Program or the FFEL Program, you must complete exit counseling each time you: Note: The FFEL Program ended June 30, 2010 and no new loans have been made under the FFEL Program after that date.
At the end of the exit counseling session, you will be asked for information that will be included as part of your loan records.
Charged Off Account:  Any account (open or closed) that has been charged off (written off) during the two years preceding the date of the credit report with a balance greater than zero.
Collection Account:  Any account (open or closed) that has been placed in collection during the two years preceding the date of the credit report with a balance greater than zero.
Search for consolidating program:
Note: To identify the browser currently running on your computer, use the "Help" menu item on your browser and select "About [your browser name here]".